Does Your Insurance Plan Cover Basement Flood Cleanup?

Posted: Aug 13, 2015
Author: AdvantaClean of West Knoxville

Every property owner is at risk of being faced with basement flood cleanup. Since water always flows from high ground to low ground, your basement could easily become a pool of standing water. One of the biggest causes is heavy rain in a short period of time. The water can render your waterproofing system ineffective and force its way through the foundation.

Since America is so prone to flooding, you need to find out if your insurance plan covers basement flood cleanup and damage restoration. Some insurance carriers will not pay for the replacement of water damaged items caused by an ‘Act of God’. If this is the case with your provider, it’s best you know this upfront.

Should you become the victim of a flooded basement, call your insurer right away. They will send someone to assess the damage. The next thing to do is call a restoration company to pump the water out and address any issues with the foundation, as well as check for the growth of mildew and mold. The quicker you get a clean-up crew there, the better chance of restoring your basement to its original condition.

Remember that, as is the case with your vehicle insurance, you can choose who does your basement flood cleanup. Your insurance company can recommend various contractors, but at the end of the day, it is you who has the final say.

Since 1994, our team at AdvantaClean of West Knoxville has been providing residential & commercial customers with the best indoor air quality solutions, including water damage restoration, mold removal, coil cleaning, air duct & vent cleaning, and more. Please contact us today for more information.